Residential mortgages
Financing arranged for buyers of homes and residential property. Every loan is subject to the lender's credit approval, underwriting, property eligibility and program requirements.
Residential Mortgage Financing
Moving your deals forward.
Empire Residential Solutions is a licensed mortgage broker in Bohemia, New York. We arrange residential financing with third-party lenders, backed by mortgage experience dating back to 2001.
2001
Mortgage experience since
#1470569
NMLS ID
NY · GA · FL
Licensed to arrange
Broker
Not a single lender
What we do
A broker, not a lender — and that is the point.
We do not lend our own money. We arrange financing with third-party lenders, which means we are not limited to one institution's appetite. When a scenario does not fit in one place, we can look in another.
Non-QM loans
Borrowers whose income does not fit a standard underwriting box — self-employed, investor, or otherwise non-traditional — often still have options. Non-QM lending is where a broker earns their keep.
Luxury single-family financing
Higher-value single-family properties, where the loan size or the property itself puts the file outside conventional programs.
Looking for commercial financing? Our affiliate Empire Commercial Solutions handles commercial real estate, bridge, SBA and construction lending.
For real estate agents
Your buyer has a financing question. Start here.
A deal rarely falls apart at the offer. It falls apart later, when the financing turns out not to work. The earlier we see a scenario, the more we can do about it.
We are a resource for the conversation before the offer — not a call centre, and not a pitch to your client.
An easy place to start
Bring us three simple details.
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Property type and city/state
Enough for us to know which lenders apply.
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Approximate price range
A range is fine. We do not need exact figures.
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Target timeline
When your buyer is hoping to close.
A general scenario is enough to start. Please leave out borrower names and sensitive financial information.
Experience that shows up early
Two decades in mortgage lending is not a slogan.
It means we have seen the scenario before. It means we know which questions to ask early, and which problems are worth raising before an offer rather than after one. Our people have worked through the boom, the crash, the long recovery and the rate environment that followed — and each of those markets rewarded something different.
Let's talk about your next deal.
Tell us what you are trying to accomplish. We will tell you, honestly, whether we can help.